DB Results Low-Code Policy Administration System: A tailored solution for insurance leaders

The challenges posed by outdated systems and the potential for modernising Policy Administration Systems

Business and technology leaders in large insurance companies often grapple with the management of multiple outdated legacy systems for policy administration. These systems present various challenges, including running on aging physical mainframes, utilising proprietary or obsolete coding languages, and lacking flexibility for adding new products or modifying existing ones. Additionally, they pose cybersecurity risks, struggle with integration issues, and hinder agility in responding to market and regulatory demands.

Despite the availability of modern Policy Administration Systems (PAS) that offer enhanced features and security, many leaders hesitate to replace legacy systems. Concerns revolve around the high risk of migrating valuable data from legacy systems, potential disruptions to daily operations during PAS modernisation projects, and the complexity of multi-phase, labor-intensive endeavors, especially for inexperienced teams. Limited resources may lead to unfinished or abandoned projects.

For successful PAS implementations in large insurance companies with complex products and multiple legacy systems, engaging professional software delivery teams with PAS modernisation and legacy migration expertise is crucial. These teams not only develop and implement new PAS but also manage critical phases like data migration, integration, testing, and adoption. Their experience allows them to identify potential risks, validate assumptions, and provide diverse perspectives based on past deliveries in the insurance industry.

Certain situations or events may force business and technology leaders to modernise legacy systems, leaving them with little choice. These include the end-of-life scenarios, the unavailability of maintenance and support services, and major business transition events such as mergers, acquisitions, or separations that necessitate re-platforming, migrations, or consolidations.


For successful PAS implementations in large insurance companies with complex products and multiple legacy systems, engaging professional software delivery teams with PAS modernisation and legacy migration expertise is crucial.

Selecting the right Policy Administration System Solution

Once the decision to replace a legacy system is made, leaders typically weigh the options between commercial off-the-shelf (COTS) software solutions and bespoke development solutions. This choice is crucial for ensuring a streamlined and efficient transition to a modernised policy administration framework.

The advantages of a COTS solution are:

  • Quick and easy to set up
  • Access to community and customer support
  • Minimal initial outlay

Disadvantages include:

  • Limited customisation options, made retro-actively
  • Difficult to modify or integrate
  • Software vendor lock-ins
  • Licensing costs for unrequired features and capabilities

The advantages of a bespoke solution are:

  • Custom build, thereby fit for purpose
  • Tailored scalability
  • Long term cost savings
  • Complete ownership and control
  • Enhanced data security

Disadvantages include:

  • Significant initial outlay
  • Longer development time

For insurance companies offering complex products, a bespoke PAS offers the advantages of upfront customisation. Designs can be tailored to meet the specific needs of unique products that are not easily accommodated by the commercial off-the-shelf solutions developed for the more common products in the market.

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The DB Results Policy Administration System – a bespoke solution delivered in 12 weeks

DB Results presents a cutting-edge Policy Administration System (PAS) designed for insurance companies seeking a rapid implementation and predictable solution. Our cloud-native, low-code PAS, developed on the OutSystems platform, offers a bespoke alternative with efficient delivery in just 12 weeks – half the time required by most Commercial Off-The-Shelf (COTS) solutions. This approach ensures customers enjoy the advantages of a customised solution without enduring prolonged development periods.

Unique features and benefits of the DB Results PAS

Modular eco-system of core PAS functions

The DB Results PAS comprises modular pre-built components, addressing core PAS functions. Customers can opt for the entire ecosystem or select specific modules, providing flexibility to reduce costs, delivery times, and project complexity. This modular approach is particularly beneficial for companies managing multiple legacy systems and PAS instances, allowing them to replace or transform specific functions incrementally, mitigating risk and managing complexity.

Each component within the DB Results PAS ecosystem is pre-built using standard architecture and frameworks, ensuring immediate availability of core PAS functionality. This approach optimises development time and costs, concentrating efforts on customisation and delivery.

Developed on the OutSystems low-code technology platform:

The DB Results PAS offers numerous advantages by utilising the OutSystems low-code technology platform such as:

• Drastically reduced development times due to reliance on standard architecture and frameworks, eliminating the need for proprietary components, runtime engines, and interpreters.

• Speed-to-market through the agility of low-code. The DB Results PAS is quick and easy to iterate which facilitates the rapid release of new products and product modifications. Development processes are streamlined on the low-code platform as it provides a visual interface enabling developers to drag and drop pre-built components instead of coding from scratch. This also reduces the need for high coding skills – a scarce and expensive resource.

• Lower operational and maintenance costs, as the platform handles security, maintenance, and upgrades seamlessly.

• Increased operational efficiencies by integrating disparate functions and processes of legacy systems. Previously siloed teams and processes come together under a unified system, resulting in higher productivity and employee satisfaction.

• Easy scalability to align with resource and budget considerations.

• Robust data protection, compliant with ISO 27001 and SOC2.

Predictable delivery with PAS modernisation and legacy migration experts

DB Results PAS is implemented by a team of experts with extensive experience in complex legacy migrations, PAS modernisation projects, and transition programs within the financial services and insurance sectors. Customers benefit in various ways:

• Deep experience minimises risk, with teams capable of identifying pitfalls and offering strategic insights for avoidance.

• Guaranteed delivery, as the DB Results team possesses extensive experience in complex PAS delivery, managing crucial phases such as data migration, systems integrations, testing, adoption, and delivery.

• Structured and predictable project delivery, guided by proprietary methodologies developed from decades of experience. Projects are meticulously planned post-diagnosis and requirements gathering, ensuring a tailored approach to delivery.

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